You work hard for your money – so you want to spend it wisely. Why toss away money by overspending on the things that you need? These handy apps will help you find deals and put more money in your pocket. They are all totally free and easy to use – so what are you waiting for? Load ‘em up and start saving!
RetailMeNot – You’re probably familiar with the website; you may have even used it to find great deals on online shopping and great deals in your local shops. This app takes it a step further by allowing you to carry your coupons with you to the store – no clipping, no cataloguing. It will hold your coupon codes so you can save at your favorite stores. When you check out all you have to do is whip out your phone and flash your code and the deal is yours.
magicApp – This internet call app lets you make unlimited local and long distance calls in the United States and Canada for free. It connects your home landline to your smartphone so that you will never miss a call. You will also get fantastic low rates on international calls. Enjoy conference calls and group calls with your friends and family as well as voicemail and free 411.
YNAB – YNAB, or You Need A Budget, is an awesome mobile app budgeting program. It is available for Android, iPad, and iPhone. It tracks your spending so that you are more aware of where your money is going. Users can learn about money management with the site’s webinars and email courses and can also learn the four rules that form the basis of YNAB. Through these four rules YNAB claims users can save money and learn how to better manage their money. If you need to get control of your finances, or just want a better way to manage your money that doesn’t require much time, then you should definitely check this app out.
KeyRing – Carrying around all of your rewards cards takes up room on your key ring or in your wallet. Then, if you forget your cards you either miss out on the discount or reward or you have to search using your phone number. This app lets you toss out your rewards cards. They’re on your phone so you’ll always have them handy. What’s more, many stores allow you to load coupons on your rewards cards, giving you even deeper savings. As long as you have your phone with you, you are good to go.
Retailer Apps – Check with your favorite stores and see if they have an app. If you are shopping there anyway it only makes sense that you can save even more money with an app. Walmart, Target, Sears and Kmart have great apps that make shopping at their stores even more enjoyable.
Walmart’s Savings Catcher app allows users to scan their receipts using their smartphone. Once the receipt is loaded onto the app it begins running comparisons against advertised ads from their local competitors. If the app finds any prices that are lower than Walmart’s, Walmart will give the user the difference either on a Walmart gift card or on their Bluebird by American Express account.
Target’s Cartwheel app saves all of your offers right on your phone. When you check out you just scan your phone and the savings are transferred to you. It also connects to your social media accounts so you can share your great purchases and the money you’ve saved. This app allows you to stack coupons so you can save even more money with your debit or credit REDcard discounts. What’s more, the offers are not single use – you can use them over and over.
Sears and Kmart have a Shop Your Way app that earns points for every dollar you spend at their stores. The app lets you review your purchase history and check your points balance as well as the dollar amount that your points have earned. Users also get special members-only coupons and deals to provide additional savings.
What are your favorite money saving apps? What’s the best deal you’ve ever gotten with them or the most money you’ve ever saved? Share your experiences in the comments below!